Best Registered Agent Services – 2021

Starting a business can be overwhelming and a bit scary. There are a lot of little details that need to be managed. A new business needs a federal employment identification number, workman’s compensation insurance, and a host of things from both the federal and state governments that need to be implemented as a part of LLC formation services.

Also on the list of things to do is to select a registered agent. A registered agent holds a very important role within a business entity. This guide will help explain what a registered is and provide a list of some of the top registered agent services.

What is a registered agent? 

A registered agent is a third-party person who is designated to accept legal notices, tax filings, and other items on behalf of the business. They can sign for the business on federal and state documents as well as the court documents. The registered agent is listed when the small business owner registers with the state.

The registered agent can be a person, including the company owner, or a registered agent service that’s hired to fill the role. The business owner can select other individuals too, like the company attorney, human resources manager, or even a good friend.

There may be restrictions on who can serve as a registered agent depending on the state because state laws vary.

Registered agent services are also available and can be one of the most helpful business formation services you’ll find.

Why is a registered agent necessary?

Most states require small businesses to list a designated person as a registered agent. Those required to have a registered agent typically include limited liability companies (LLC), C Corporation, Limited Liability Partnership (LLP), S Corporation, limited partnership (LP), and non-profit corporations, including those under a 501(c)(3).

Registered agents are the ones to accept important letters from the state’s Division of Corporations and other state agencies handling LLCs and corporations. They also can sign for acceptance of service of process notices if your business is sued. They accept all official correspondence from the federal government, including IRS tax forms and requests for payment. They also receive requests from local governments regarding permits, company filings, or other reports required.

A registered agent service can file these important compliance documents, and even create a compliance calendar, for the business. That way, the business owner doesn’t miss a filing date, which could result in fines and even a loss of their business license.

However, there are registered agent services that do more than manage legal wranglings of the business. Some business formation packages offer assistance with public image and some even deal with crisis management, which can be important should something develop that could drastically hurt the business’ reputation.

Registered agents also fulfill a legal requirement. Most states require a registered agent to live within the state. This helps business owners who live outside the state where their business operates or who operates businesses in several states.

What is a registered agent service?

Some businesses hire a registered agent service. These are companies whose sole business is to be registered agents for businesses.

A registered agent service typically has knowledgeable customer service representatives who can guide the business owner through business formation and other documents. They can also help file for an EIN and make sure all government agencies are notified of the business starting up. There are both small and large agencies with varying price points and add-on services like mail forwarding or legal advice.

Their primary service is to help business owners file documents and handle notices they have received. This ensures the business owner doesn’t miss an important filing or court appearance, which could result in fines or a default judgment.

What are the benefits of having a registered agent service?

There are many advantages to having a registered agent.

  • Remove stress

The most obvious benefit is a registered agent acts as a buffer between municipalities and the business owner. A registered agent collects all legal notices and forwards them to the business owner so they can deal with them rather than legal notices being served to the business owner at the business.

Getting served with various legal forms from taxes to municipality permitting papers to court filings during business hours can be really stressful. It can distort your workday and take time away from running your business. A registered agent relieves some of that stress because they can prioritize your legal papers and keep you on track for resolving issues.

  • Privacy

Another advantage of having a registered agent is that it keeps your private life out of the public eye. All legal correspondence goes to your registered agent rather than to your home. Having a registered agent keeps the location of your home off of public records, which can offer you more security and privacy.

  • A helping hand

Registered agents can, and probably should, be involved from the startup of a business as they can help set up the business under an LLC, C Corporation, S Corporation, or some other structure. Having them involved from the beginning helps the business owner move through legal services and tax areas they are unfamiliar with and ensures the business is set up properly.

Registered agent services can also do more practical tasks such as filing estimated tax payments, staying ahead of possible lawsuits or judgments, and filing annual reports. Some registered agents also help businesses with things like product logistics, crisis management, and enhancing business reputations.

Since you and your registered agent will be handling a lot of delicate issues, whoever you pick needs to be someone you trust and who can advise you on handling many types of legal situations.

What are the requirements for a registered agent?

All states have two basic requirements. The registered agent must be a resident of the state where the business is located and must have a physical address.

In the case of registered agent services, the services must be approved to do business within the state in order to serve as a receiving arm of the business. These can be domestic or foreign registered agent services, but they have to be approved by the state.

Beyond that, some states have additional requirements. Some states require the registered agent to be an attorney or part of the company’s management team. Other states have age restrictions where a registered agent must be 18 or 21 to serve. It is important to understand the rules of the state where you are doing business before picking a registered agent.

Can a business owner be the company’s registered agent?

Whether a business owner can be a company’s registered agent really depends on the state and the regulations of that state. Most states allow a business owner to be a registered agent. The exception is if the business owner lives out of state where the business is operating as most states require the registered agent to reside within the state.

While it may seem simple for a business owner to act as a registered agent, it may not be practical. Most business owners are not familiar with all the legal aspects of running a business and receiving numerous notices that you aren’t familiar with can be stressful. A registered agent can accept these mailings, simplify them, and explain them to the business owner so the situation is more manageable.

Some business owners make another family member, such as a husband or wife, the registered agent. While this could take some stress off the business owner, it still puts the family address on public record which eliminates privacy. It also doesn’t help if the third-party knows little about legal matters.

Additionally, some states require the third-party to sign a document agreeing to serve as the registered agent.

How is the registered agent submitted to the state?

The name and contact information for the registered agent is submitted when the business files Articles of Organization (to form an LLC) and again when the business sends in its annual report to the Secretary of State.

Both are fairly simple forms that can be done online with a small filing fee. Every state has its annual renewal time, so you would need to check with the Secretary of State’s office to find out when that is and the rules of changing registered agents.

Those who already have a registered agent service may find the service is renewed yearly through the company. There will be an email with renewal instructions arriving about one month from the due date and the service can be renewed online.

What happens if a registered agent isn’t updated with the state?

Failing to update a registered agent with the state could have enormous consequences. Most states require listing a registered agent when you file the annual report. Failing to file that listing on time results in penalties and additional taxes.

Usually, the first thing that happens after that is the business loses its “good standing” with the state. That leads to other problems such as hefty fines and penalties as well as the revocation of your business license. It could also result in losing the right to enter into legal contracts and the right to gain access to the court system to sue for damages and other things. Business owners have to pay back filing fees to put their business back in good standing with the state.

Can a registered agent be changed?

As far as the state goes, yes, the registered agent can be changed although most wait to do that when the annual report is due. You can also go with a different registered agent service as you see fit, but that could cost some money as some registered agent service providers require a contract for the first year.

The best time to change registered agents is when the annual report is due, although many states do have a form (usually called a Statement of Change) that can be filed at any time during the year.

Are there other names for registered agents?

There are several names for a registered agent in the United States. Other names include statutory agent or agent for service of process (SOP). Their duties can be narrow or expanded, depending on the agent. An agent for SOP typically only receives papers when there is legal action, such as a lawsuit or summons while a statutory agent or registered agent can receive all legal paperwork, including reminders from local municipalities about filings and re-registrations.

While the names may be different from state to state, the purpose is generally the same. These are people who handle your legal business and receive your legal documents and paperwork on your behalf.

Reviews of the Best Registered Agent Services

To provide a look at professional registered agent services that are user-friendly with high-quality standards, here’s a list of companies to consider:

Northwest Registered Agent 

Northwest Registered Agent opened their doors in 1998. It provides LLC formation packages as well as other legal business services. They are among the top LLC services available by most business reviewers.

There are three major advantages to Northwest Registered Agent and those advantages help it maintain its image as the best registered agent service. They have a great customer support team with their premium customer support remaining in-house. Every team member is capable of answering questions. Second, they include a full year of free registered agent services when you form your company. Finally, Northwest Registered Agent doesn’t sell your information.

The negatives of this service are they are one of the more expensive services and they have limited third-party customer reviews online.

See the full review of Northwest Registered Agent here.

Incfile 

Incfile also ranks at the top of reviews as registered agents. The reason for the accolades centers on the fact they are highly economical and has few negative aspects to them.

The service’s Silver LLC package is free with the business owner paying only the state filing fee and for any other service set up during the order process. That package includes preparing and filing your articles of organization, registered agent service for one year, the set up of a Bank of America business account, unlimited customer support, and free 30 minutes of business tax consultation with a certified tax professional, and a business website among other things. State fees must be paid in the packages.

Incfile processes all orders on either the same or the next business day. Its website is easy to use.

The one negative is Incfile’s customer support doesn’t include attorneys and their team members don’t offer legal advice.

See the full review of Incfile here.

ZenBusiness 

ZenBusiness has been in business for five years and offers special discounts to members. It has an A rating from the Better Business Bureau. Its fees are some of the lowest pricing with a starting cost of $49 plus state fees for an LLC operating agreement or for articles of organization. Name availability searches are also $49 plus state fees. It can get you a federal tax identification number (EIM) for $75.

Zen Business offers all these services along with necessary support after everything is in place. There are three plans to choose from from the Starter Plan, to the Pro Plan and the Premium plan.

Zen Business offers customer support free, which includes phone calls, emails, and individual agent service during business hours. It also provides business owners with forms and handbooks that are helpful in creating policies and procedures for a variety of areas, including dealing with employees.

The one thing Zen Business doesn’t do is provide members with organizational minutes.

See the full review of ZenBusiness here.

Swyft Filings

Swyft Filings is a web-based service that business owners can use to set up their small business and file the required state and federal documents. This is a good alternative for those business owners who want guidance but can’t afford an expensive attorney or expensive formation packages.

Swyft can help business owners register for an LLC, C-Corporation, S-Corporation, non-profit, or a “doing business as” (DBA) filing. It also offers EIN registration, filing amendments and name changes, converting a business, foreign qualification, registered agent changes, and withdrawal filings for moving a business out of state.

Overall ratings for Swyft Filings is 4.5 stars out of five with more than 32,284 customer reviews posting. Most customers love the premium package, customer service, and the company’s credit card service.

See the full review of Swyft Filings here.

LegalZoom 

LegalZoom was founded in 2001 and has helped more than four million businesses and consumers in solving their legal problems. It is an online legal service that provides a one-stop-shop for everything legal.

LegalZoom has forms to start a business or file business formation paperwork, create custom legal documents, register a trademark or copyright protection. Those on LegalZoom can also consult with a lawyer and get important legal documents reviewed by a lawyer as well as get legal advice.

Those using LegalZoom do have to get involved with the paperwork more so than with other registry services. Those who use it are typically those on a budget who don’t have lawyers or in-house legal departments. Prices start at $79 for starting an LLC.

See the full review of LegalZoom here.

BizFilings

The legal services CT Corporation owns BizFilings, making it one of the largest players within the business services sector for more than 20 years ever since they began operation in 1996.

BizFilings ranked 7th by prominent business service reviewers and has four out of five stars and many positive reviews.

The one unique factor about BizFilings is that it offers inexperienced entrepreneurs a tool to help them decide which package suits their needs best. BizFilings offers three packages starting with the basic package of $99.

The negative about BizFilings is there aren’t many customer reviews for it being in business for such a long time. Another negative factor is that the main complaint was that BizFilings was high in its annual charges for registered agents services. That cost $164.

See the full review of BizFilings here.

Harvard Business Services

Harvard Business Services of Lewes, Delaware, has many reviews to see. Those using them to open a business said the process was fast and smooth and the online help and filing services were great. Others said they sent a same-day email and they received their International filing package a few days later. The overall rating is 9.8 out of 10 on Trust Pilot with more than 1,400 reviews.

Harvard Business Services opened in 1981 and has served more than 175,000 customers. Some advantages of this company are they often run sales on packages, offer a full year of registered agent services with any LLC formation package. However, their standard annual fee for a registered agent is $50, which is the lowest in the country. They also have a complete Spanish version.

The disadvantage of using this service is that they specialize in Delaware businesses, so those wanting to form businesses elsewhere would need to find someone else. Package price is on the high side at $179 and none of their formation packages include an EIN, which is crucial to starting a business.

See the full review of Harvard Business Services here.

MyCorporation

MyCorporation is a leader in business services, including business formations, trademarks, and copyrights as well as registered agent services. It has more than 20 years in the industry with a three out of five-star rating.

MyCorporation has four packages with the basic package starting at $89 and the premium package starting at $324. The basic package includes filing articles of incorporation, vault document storage, and a name check. Premium services also include the annual auto review, registered agent services, and the auto-renewal of the maintenance of my business program.

See the full review of MyCorporation here.

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